NS&I Premium Bond results July 2025 revealed - see if you're £1million richer

Premium Bond results for July 2025 are in - and two people in the UK are now £1million richer. The first big winner lives in Norwich and they hold the maximum of £50,000 in Premium Bonds.

Their winning bond number was 224LR913240 and they purchased it in June 2014. The second winner lives in Nottingham and they hold £49,100 in Premium Bonds.

Their winning bond number 83EP714276 was purchased almost 30 years ago in October 1997. Premium Bonds are a savings product run by National Savings & Investment (NS&I) where you're entered into a monthly prize draw.

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Have you won big on Premium Bonds and want to share your story? Let us know by emailing: mirror.money.saving@mirror.co.uk

The prizes start at £25 and go up to £1million - but some months, you may not win anything at all. You get a unique bond number for every £1 invested, and the maximum you can have saved in Premium Bonds is £50,000.

The odds of a bond winning each month are 22,000 to 1 for every £1 bond - but most prizes are for smaller amounts. The prize fund rate - the nearest thing Premium Bonds has to an interest rate - is currently 3.80%.

Last month, NS&I confirmed its prize fund rate is being reduced to 3.60% from its August 2025 draw. There will still be two £1million prizes given out next month, but there will be a larger number of smaller prizes available.

Andrew Westhead, NS&I Retail Director, said: “This adjustment to the Premium Bonds prize fund rate – the first in four months – reflects the changing landscape for savings.

“Premium Bonds maintain their unique appeal by offering complete security backed by HM Treasury, the flexibility to withdraw easily, and the excitement of potentially winning a tax-free prize each month.

“The August draw is expected to deliver more than 6 million tax-free prizes worth over £396 million. By making this adjustment now, we’re able to continue to balance the interests of savers, taxpayers and the stability of the broader financial services sector.”

You can use the NS&I online prize checker tool, or the Premium Bonds prize checker app, to see if you've won. If you're a winner, you can have the money paid into their bank account, or reinvest it into new Premium Bonds.

You should be emailed or sent a text message from NS&I if you win. Premium Bonds are held by around 22.7 million people.